INVALIDITY, OLD-AGE AND DEATH
Unified pension for invalidity and old-age
(Convergent Social Protection Scheme/Social Security General Scheme)

» Objective, conditions to grant and calculation

» The unified pension, for old-age or invalidity, consists of providing the public employee, who throughout his/her active life has deducted for the social security general scheme and convergent social protection scheme (for the Public Employee General Pension Scheme), with the power to opt for a single pension, when meets the requirements of the last scheme in which is integrated, attributed by this one, if it is legally the “last scheme”, but taking into account all the time with contributions for both schemes

» The request for this pension is always optional. The existence overlapped time in the two social protection schemes shall not prevent the grant of the unified pension, but that period shall be considered just once in the global calculation of all contribution period

» Each scheme calculates a part of the pension corresponding to the respective contribution period, in accordance with the respective rules, including the time likely overlapped, but the unified pension still applies a specific calculation formula, and the final amount may be higher than the sum of the two parts. The unified pension’s amount never may be lower than the sum of the two parts

Unified survivor’s pension

» The survivor’s pension may be also unified, pursuing the same objectives of the old-age or invalidity pension with the same scheme

»The pension shall be compulsorily unified, if it is granted for the pensioner’s death who is holder of a unified pension for old-age or invalidity. If it is granted for the public employee’s death, the grant of the unified pension shall depend upon the deceased has been beneficiary of the CSPS and SSGS, but also of the express option in those terms of all rightholders persons in each one of the schemes. When such option is not made by all those who are entitled to the survivor’s pension, in both social protection schemes, the respective pensions are granted by each scheme, according to their specific rules. On the other hand, if the deceased pensioner would not have opted for the unified retirement pension, having this possibility, the family members rightholders to the survivor’s pension no longer have the choice to opt for this scheme

» If there are persons who are rightholders to the pension in one of the schemes and not in the other, this fact shall not prevent the option for the unified pension. In this case, those persons are only entitled to the pension corresponding to the scheme for which have the right

» The unified survivor’s pension amount results from the application, to the retirement pension granted or to that which the deceased would have the right on the death’s date, of corresponding percentages, according to the scheme that grants it